Contrary to what you might think, Nerds know sexy when we see it. In fact, we’ve done some analysis and put together a list of the sexiest credit cards of 2014.
Like any good beauty contest, our choices are based on a combination of looks and personality – be sure to read about each card’s features below:
Sexiest card for dealing with debt: Chase Slate®
Making an effort to get rid of credit card debt is a smart and sexy move. If this is one of your goals, the Chase Slate® is here to help. With it, you’ll get 0% on purchases and balance transfers for 15 months, and then the ongoing APR of 12.99%, 17.99%, or 22.99% (V).This means that, if you move your balance onto the card, you’ll have over a year at 0% to pay it down. Talk about an attractive offer!
But what’s more, the Chase Slate® also waives its balance transfer fee for balances transferred within 60 days of opening your account. In addition to its sleek, vertical design, this feature really sets it apart from the crowd. And since it has an annual fee of $0, you can be sure you’re getting a hot deal.
Sexiest card for travel: Chase Sapphire Preferred® Card
When it comes to design, the Chase Sapphire Preferred® Card is definitely a conversation piece. It’s made of metal, not plastic. This gives it an edgy, sexy feel that many consumers crave.
But again, it’s not all about looks – the Chase Sapphire Preferred® Card brings a lot of other great features to the table. You’ll earn 2 points per dollar spent on dining out and travel and 1 point per dollar spent on all other purchases. Generally, points earned with the Chase Sapphire Preferred® Card are worth $.01 apiece. But if you redeem them for travel through Chase Ultimate Rewards, the value of each goes up by 25%.
Also remember that you have the option to transfer your points to participating frequent traveler programs at a 1:1 ratio. This perk could really spice up your options when it comes time to book your trip.
If you’re planning an overseas getaway, the Chase Sapphire Preferred® Card is a great choice to take along. It comes chip-enabled and charges no foreign transaction fees.
To get started, the Chase Sapphire Preferred® Card provides a signup bonus: Earn 40,000 bonus points after you spend $4,000 in the first 3 months. It charges an Introductory Annual Fee of $0 the first year, then $95. They say that sexy can’t be bought, we think the annual fee is a reasonable price to pay for a card this exciting.
Sexiest card for earning cash back: Citi® Double Cash Card
OK, we admit: This card leaves a little to be desired in the looks department. But when you hear about the rewards structure provided by the Citi® Double Cash Card , we think your heart will skip a beat.
With it, you’ll earn 1% cash back on your purchases, then an additional 1% cash back when you pay them off. That’s a sky-high rewards rate, and there’s no limit to the cash back you can earn. Plus, it charges an annual fee of $0*, so it’s an inexpensive card to keep on hand. (We were tempted to call it cheap, but it’s just too classy for that kind of language.)
Sexiest co-branded card: Citi® / AAdvantage® Platinum Select® MasterCard®
Deciding on a sexiest co-branded card was tough, but ultimately we’re pretty enamored with the Citi® / AAdvantage® Platinum Select® MasterCard®. Appearance-wise, the card is cheerful – the little airplane on the front is just too cute. We also think the gray background on the card art was a good choice because it’s cool and low-key.
In terms of card features, the Citi® / AAdvantage® Platinum Select® MasterCard®’s are enticing. They include:
- A signup bonus: Earn 50,000 American Airlines AAdvantage® bonus miles and 2 Admirals Club® Passes after making $3,000 in purchases within the first 3 months of account opening*.
- A free checked bag for you and up to 4 travel companions on every American Airlines flight.
- 2 AAdvantage miles for every eligible dollar spent with American Airlines and 1 AAdvantage mile for every dollar spent on other purchases.
- Group 1 boarding on American Airlines flights.
- Get a $100 American Airlines flight discount every year that you spend at least $30,000 on the card.
- Get 10% of your redeemed miles back, up to 10,000 miles per year.
- $95, waived for first 12 months*.
This card is an exciting choice for folks who fly American Airlines frequently – and what’s sexier than racking up enough miles for a little weekend getaway?
Sexiest card for big spenders: Citi Prestige® Card
Without question, the Citi Prestige® Card is one of the hottest cards on the market today. Physically, it’s very impressive – a little black dress has nothing on this baby. Plus, we love the bold, teal emblem on the front. It’s just enough to make the card stand out, without being too flashy. Coco Chanel herself couldn’t have done better.
But the card’s features are equally stunning. With it, you’ll earn 3 ThankYou points for every dollar spent on airfare and hotels, 2 ThankYou points for every dollar spent on dining and travel, and 1 ThankYou point for every dollar spent elsewhere. You can use your ThankYou points for everything from merchandise to travel, and remember that this is one of the few Citi cards that allows you to transfer your points to participating frequent traveler programs.
The rewards earning and redemption structure provides a lot of opportunities for cashing in big on spending you’re already doing, but this card’s cachet mostly comes from its fringe benefits. These include:
- Access to a private jet, airport lounges, chauffeured car service, and more.
- 24/7 concierge service to help take care of your shopping, travel, entertainment, and dining needs.
- Access to exclusive events through Citi Private Pass Beyond.
The Citi Prestige® Card also carries a signup bonus: 30,000 ThankYou points when you spend $2,000 within the first 3 months of opening your account. In this case, sexy doesn’t come free – the card’s annual fee is $450. But if it’s a luxe lifestyle you’re craving, you might want to consider coughing up the cash. Remember, it’s partially offset by the card’s annual $250 air travel credit.
So there you have it, folks – the sexiest credit cards of 2014. Now go take a cold shower and consider applying for one of them today!
Blowing a kiss image via Shutterstock
The post NerdWallet’s Sexiest Credit Cards Alive 2014 appeared first on NerdWallet Credit Card Blog.
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